Description
Plaid is a financial technology platform that enables applications to connect with users' bank accounts using AI-enhanced data processing. The system securely connects financial accounts to apps and services, processes and categorizes transaction data, verifies account ownership, and facilitates payments. Plaid's machine learning algorithms clean, categorize and enrich financial data, providing developers with standardized information regardless of the original source format.
Key Features
- Secure financial account connectivity
- AI-powered transaction categorization
- Identity and account verification
- Payment authorization
- Financial data enrichment
Use Cases
- Personal finance app development
- Financial account linking
- Transaction data analysis
- Account verification
- Payment processing
Pricing Model
API pricing based on usage and features
Integrations
Banking systems, Financial applications, Payment platforms, Accounting software, Lending platforms
Target Audience
Fintech developers, Financial service providers, Banking platforms, Personal finance applications, Payment services
Launch Date
2013
Available On
API services, Developer resources, Financial data platform, Security infrastructure
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